Can Credit Cards with Access to Complimentary Credit Score Information Benefit Consumers and Lenders?

PLA today posts "Can Credit Cards with Access to Complimentary Credit Score Information Benefit Consumers and Lenders?", authored by Vyacheslav Mikhed with the Payment Cards Center at the Federal Reserve Bank of Philadelphia. The paper documents Barclaycard’s offering of free FICO scores and finds correlations between customers’ enrollment in the program and their increased average consumer credit card spending, increased engagement and loyalty, and decreased delinquencies. We hope PLA readers find this case study helpful.