Brian Hurh counsels clients on financial regulatory and transactional issues related to consumer payment products, including credit, debit, prepaid, gift cards, carrier billing, and other emerging payment solutions. As a former systems engineer and computer programmer for an Internet payment start-up company, Brian has extensive legal and technical knowledge of the financial and business needs of clients that range from leading global technology and content providers, national communications service providers, and international financial services companies to start-up ventures in mobile payments and consumer services.
Brian represents clients on agreements involving the issuance of credit and debit devices, payment processing, online commerce platforms (marketplaces), merchant services, and mobile wallet technologies. In addition, Brian counsels clients on compliance with various financial, privacy, and consumer protection laws and regulations, including the Electronic Fund Transfer Act/Regulation E, Truth-in-Lending Act/Regulation Z, the Durbin Amendment to Dodd-Frank/Regulation II, the Bank Secrecy Act and related FinCEN regulations, the Federal Trade Commission Act, and the Communications Act and FCC regulations. Brian is also well-versed in the payment network rules including Visa, MasterCard, and NACHA ACH rules. Brian has particularly unique experience in advising communication and media companies, including major cable operators, video programming providers, and wireless carriers, on billing and payment matters.
Brian is an editor and frequent contributor to the
DWT Payment Law Advisor, a site designed to provide insight, commentary, and resources on developments in the payment industry. He also regularly contributes to the
DWT Privacy and Security Blog and
Broadband Law Advisor on payment-related issues.