skip to main content
Experience List
DWT
  • Email Page
  • Create PDF
  • Print Page

Cards, Payment Systems & Loyalty Programs

Consumer protection, marketing, and privacy

Counseling clients on regulatory compliance of web and mobile payment interfaces and privacy policies, including the FTC Act and related rules (eg, Telemarketing Sales Rule, Dot Com Disclosures), Restore Online Shoppers’ Confidence Act, the Equal Credit Opportunity Act and the Fair Credit Reporting Act. (Ongoing)

Credit card network agreements

Representing card issuers in connection with agreements with card networks for debit and credit card portfolios, including general purpose and private label. (Ongoing)

Credit card program agreements, processing agreements and affinity programs for U.S. credit card issuers, processors, acquirers and retailers

Represent multiple U.S. credit card issuers in connection with cobranded card agreements with airline, big box and specialty retailers and related affinity/loyalty programs and private label credit card programs; represent processors, acquirers and retailers in connection with transaction processing agreements. (Ongoing)

Digital payment solutions

Advises clients on federal and industry regulatory requirements for debit and other electronic fund transfers, including EFT Act, Regulation E, and NACHA. (Ongoing)

Merchant and processing agreements

Representing global technology and retail companies in connection with master merchant, processing, reseller, SaaS, and card network service provider agreements. (Ongoing)

Mobile payments

Advising clients on regulatory and payment network rules compliance regarding mobile payments and related services. (Ongoing)

Payment network rules compliance

Advising clients, including acquirer-processors and merchants, on payment network rules and regulations, including card acceptance, rules enforcement, and other network obligations and liabilities. (Ongoing)

Prepaid and gift card regulatory compliance

Counseling retail clients on federal and state compliance issues related to loyalty and rewards programs, prepaid access devices, gift and promotional cards, and marketing collateral for payment-related consumer offerings. (Ongoing)

Internet payment systems

Regularly acts for online merchants to handle commercial agreements with internet payment processors and credit card companies for internet business in China and worldwide. (2010-2011)

Loyalty programs for major card issuer

Representation of major card issuer for loyalty redemption program. (2011)

Online marketplace for leading technology provider

Representation of leading technology provider with payments and related issues for online marketplaces. (2011)

Sale of business for PEMCO

Represented PEMCO Corporation in the sale of its payment processing subsidiary, PEMCO Technology Services Inc., to Jack Henry & Associates, Inc. (2009)

Arcilla v. adidas Promotional Retail Operations, Inc.

Defended two consumer class actions asserting violations of FACTA (credit card privacy act). 488 F. Supp. 2d 965 (C.D. Cal. 2008)

Consumer class action for major oil company

Represented defendant in putative class action alleging failure to disclose bank holds placed on consumer accounts where consumers use a debit card to complete their transactions. Case was settled on an individual basis within six months. 07-2-00477-1 (Chelan Cnty. (Wash.) Super. Ct. 2008)

Credit card programs for multinational finance company

Represented multinational finance company on international joint ventures and strategic alliances, including negotiation and documentation of co-brand credit card program in southern China between Chinese development bank and U.S. retailer. (2006)

Internet payment systems for multinational finance company

Represented multinational finance company on commercial and finance aspects of the Internet and e-commerce, including negotiation and documentation of private label and co-branded credit programs with large Internet retailer. (2006)

Internet payment systems for multinational finance company

Represented multinational finance company on commercial and finance aspects of the Internet and e-commerce, including negotiation and documentation of private label and co-branded credit programs with large online auction company. (2006)

Internet payment systems for multinational finance company

Represented multinational finance company on commercial and finance aspects of the Internet and e-commerce, including negotiation and documentation of private label and co-branded credit programs with online payment system company. (2004)

Mobile payment

Represented a major financial institution in connection with establishing a mobile wallet for payments using near field communication.

Mobile payment

Represented a major financial institution in establishing a mobile wallet for payments in the Caribbean.
blog for Legal commentary and resources for the payment industry
watch video on James Mann and the world of payment systems on Vimeo