skip to main content
Experience List
DWT
  • Email Page
  • Create PDF
  • Print Page

Consumer Lending

We regularly provide advice on compliance with Regulation Z, Regulation B and other consumer lending regulations. We help clients develop open- and closed-end consumer credit programs, variable-rate consumer credit programs and home equity loan programs. We have substantial experience in all aspects of credit and debit card programs, electronic banking and payment transfers through our representation of financial institutions, merchants and money transmitters.

We regularly provide advice and support to in-house counsel at consumer lenders, as our deep experience in financial services generally, and consumer credit in particular, makes us a valuable and unique resource for many companies. We have substantial experience with the state laws and regulations governing consumer credit programs, including advertising and marketing. We regularly provide advice regarding usury, retail installment sales, community property and other applicable state laws. We regularly assist lenders in obtaining the state licenses necessary to do business.

blog for Legal commentary and resources for the payment industry