The NCHER conference, which is open and designed for everyone across the higher education finance industry, will provide attendees with ample opportunities to network, learn, and take information back home that they can use in their current jobs – from hearing about the current trends and hot topics to exploring new and potential business opportunities.
On Tuesday, Aisha Smith will join the "Ask the Attorneys" panel, a staple of NCHER conferences, providing an opportunity for conference attendees to hear first-hand from legal experts on those hot topics impacting the higher education finance industry. During this session, a panel of attorneys will respond to questions from the audience to discuss current and anticipated legal proceedings impacting federal and private student loans.
Later that day, Aisha will participate in the panel "Current and Emerging Trends and Practices in Private Education Loans." According to Enterval Analytics, total outstanding private education loan debt stood at $127.24 billion, 7.22 percent of total student loan debt, at the end of the third quarter in 2022. The remaining 92.78 percent of the $1.76 trillion in total student loans were federal loans made through or guaranteed by the U.S. Department of Education. During this time, early-stage delinquencies leveled off while late stage delinquencies and gross charge-offs rose to 1.58 percent and 2.86 percent, reflecting the normal pattern following the widespread use of disaster forbearances. During this session, participants will examine and discuss the past, current, and expected trends in the private education loan marketplace.