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Julia Dempewolf

Julia Dempewolf focuses on financial services matters, helping financial institutions and other payments companies with various products and services including credit cards, debit cards, prepaid products, gift cards, rewards programs, and other ACH- and card network-based value transfers.

With respect to these products and services, Julia helps clients with regulatory issues arising under network rules, state laws, and (among other federal laws and regulations) the Truth in Lending Act and Regulation Z; the Electronic Fund Transfer Act and Regulation E; the Gramm Leach Bliley Act and Regulation P and the Safeguards Rule; the Health Insurance Portability and Accountability Act (HIPAA) and the regulations thereunder; and the Durbin Amendment and Regulation II.

In addition, Julia helps card issuers and other clients in transactions such as network branding agreements, processing agreements, and agreements for the issuance of co-branded and private label credit cards.

Additional Qualifications

  • Associate, Alston & Bird LLP, Atlanta, 2013-2016

Professional & Community Activities

  • Hispanic Bar Association of the District of Columbia