Aisha Smith

Aisha Smith provides sound transactional and regulatory compliance advice to a broad clientele in the financial services sector, including banks and other lenders, trusts, loan servicers, payment processors, and fintechs. She has extensive experience guiding clients through complex matters before state banking regulators, federal agencies, and congressional committees and focusing on de-escalation. She does so by delivering legal analysis in an approachable way, fine-tuning advocacy plans by working to understand her clients' current and future business needs.

In particular, Aisha leverages her knowledge of a wide range of federal and state laws regarding privacy, higher education, debt collection, credit reporting, military benefits, consumer safeguards such as UDAAP protections, commercial transactions, and mergers and acquisitions. She offers keen insight on fast-changing emerging law, including in the crypto, buy now/pay later, and alternative lending spaces, keeping her finger on the pulse of CFPB interest in regulating competitive markets, web3, junk fees, overdraft rules, and privacy and data protection.

Before joining DWT, Aisha's practice focused on managing risks related to clients' operational practices, product development, compliance management systems, and consumer communication. As an in-house counsel leading a loan servicer's regulatory legal team, Aisha managed recruitment and supervision of 14 attorneys and analysts; she also co-chaired the company's diversity, equity, and inclusion program. Outside of financial services, she has served as guardian ad litem in a divorce custody proceeding referred from the Children's Law Center.