Arkansas

First name or first initial and last name, plus: Social Security number; driver's license or state identification card number; financial account, credit or debit card number, in combination with any required security or access code or password that would permit access to a resident's financial account; or medical information.

Electronic Only.

Statute does not apply to information that is encrypted or redacted.

Unauthorized acquisition that compromises the security confidentiality, or integrity of the covered info, excluding certain good-faith acquisitions by employees or agents.

Timing: Must be made in the most expedient time and manner possible and without unreasonable delay consistent with any measures to determine the scope of the breach and to restore the reasonable integrity of the system.

Method: By written notice or electronic notice if it is consistent with E-SIGN. Substitute notice is available if certain criteria are satisfied.

Notification may be delayed if law enforcement determines that notice will impede a criminal investigation.

Notification not required if, after a reasonable investigation, covered entity determines that there is no reasonable likelihood of harm to customers.

*Ark. Admin. Code § 214.00.2-5010: Licensees subject to state Fair Mortgage Lending Act must notify state Securities Commissioner of a breach. If a loan applicant’s or borrower’s financial information or Social Security number was breached or disclosed without authorization, must provide notice to Securities Commissioner within two business days of discovery.

If you maintain covered info on behalf of another entity, you must notify them immediately following discovery of a breach.

Violations may result in civil or criminal penalties.