Breach Based on Harm Threshold: YES
Deadline for Consumer Notice: No later than 30 days
Government Notification Required: YES, if 500+ residents notified
Scope of this Summary
Form of Covered Info
Encryption Safe Harbor
Timing: Must be made no later than 30 days after the date of determination that the breach occurred consistent with any measures necessary to determine the scope of the breach and restore the reasonable integrity of the system.
Content: Notice must include: date or estimated date/date range of breach; description of personal information affected; contact info for covered entity where resident can inquire about the breach; toll-free numbers, websites and addresses for the FTC and CRAs; and a statement that residents can obtain info from the FTC and CRAs about fraud alerts and security freezes. Additional info must also be included if a resident’s access credentials to an online account are compromised in the breach.
Method: By written notice, telephone notice, or electronic notice (if it is the primary method of communication with the resident or is consistent with E-SIGN). Substitute notice is available if certain criteria are satisfied.