Breach Based on Harm Threshold: YES
Deadline for Consumer Notice: Most expedient time possible but no later than 45 days
Government Notification Required: YES, if >500 residents notified
Scope of this Summary
Form of Covered Info
Encryption Safe Harbor
Timing: Must be made in the most expedient time possible but no later than 45 days after confirmation of the breach and the ability to ascertain information that must be included in the consumer notice.
Content: Notice must include, to the extent known: the date(s) of the breach; date breach was discovered; a general and brief description of the incident, including how the breach occurred and the number of affected individuals; the types of info subject to breach; and a clear and concise description of: (i) any remediation services offered, including the toll-free numbers and websites of CRAs, remediation service providers, and the Attorney General, and (ii) information regarding the resident’s ability to file or obtain a police report, how to request a security freeze, and any fees that a CRA may require.
Method: By written notice or electronic notice if consistent with E-SIGN. Substitute notice is available if certain criteria are satisfied.
If more than 500 residents are notified, must notify the Attorney General of timing, distribution and content of the consumer notice and the number of affected individuals. Notification may not delay consumer notice.
Rhode Island Insurance Regulation 107: Entities subject to state insurance regulations must send notice of a breach to the state Department of Business in the most expedient time possible and without unreasonable delay.