Quick Facts
Breach Based on Harm Threshold: YES
Deadline for Consumer Notice: Most expedient time possible without unreasonable delay
Government Notification Required: NO
More Details
Scope of this Summary
Covered Info
Form of Covered Info
Encryption Safe Harbor
Breach Defined
Consumer Notice
Timing: Must be made in the most expedient time possible without unreasonable delay following determination that covered info has been or will be misused, consistent with any measures to determine the scope of the breach and to restore the reasonable integrity of the system.
Content: Notice must be clear and consistent and include at minimum: toll-free number for covered entity or its agent, and where consumer can learn the toll-free numbers and addresses for the major CRAs; types of covered info reasonably believed to be subject to breach; a general description of the breach; the approximate date of the breach, if known; the covered entity’s general actions to guard against further breach; advice for resident to remain vigilant by reviewing account statements and monitoring credit reports; and whether notice was delayed due to law enforcement.
Method: By written notice or email notice. Substitute notice is available if certain criteria are satisfied.
Delayed Notice
Harm Threshold
Third-Party Notice
Potential Penalties
This summary is for informational purposes only. It provides general information and not legal advice or opinions regarding specific facts. Additional requirements or conditions may apply to any or all provisions referenced herein. For more information about the state data breach notification laws or other data security matters, please seek the advice of counsel.
Last revised on July 29, 2019