Max Bonici

Max Bonici advises domestic and international financial institutions on regulatory, supervisory, and enforcement issues. He also represents fintechs and nonbank tech companies and supports the firm's M&A work in the middle-market financial services space, drawing on 15+ years in private legal practice and government experience—including at the FDIC and the IMF—to help clients navigate complex and evolving laws, expectations, and enforcement priorities.

Financial services providers look to Max for advice on chartering, powers and structure issues, and compliance with regulations and standards set by the Federal Reserve, FDIC, OCC, CFPB, FinCEN, OFAC, and state banking regulators. He counsels on permissible activities, controlling and noncontrolling equity investments, third-party relationships, prudential requirements, the Dodd-Frank Act and the Volcker Rule, digital assets, and deposit insurance issues, including applications and coverage, brokered deposits, and passthrough insurance. He helps financial institutions and fintechs partner to establish financial services solutions, platforms, and products and services. He also helps non-U.S. banks and fintechs enter the U.S. market.

On the supervisory front, Max has extensive experience handling civil and internal investigations, as well as appeals of supervisory ratings and findings. When disputes arise, Max also advises litigation teams on important regulatory and supervisory expectations.

Recognized by The Legal 500 in financial services regulation, Max regularly writes and presents on traditional and novel banking and fintech issues. He serves on the board of directors of Women in Housing and Finance, a nonprofit and charitable foundation that supports diverse professionals in the financial services and housing sectors, and as co-chair of the Enforcement Subcommittee of the American Bar Association's Banking Law Committee.