Bradford Hardin

Bradford Hardin is the co-leader of the Supervision, Enforcement, and Litigation practice within Davis Wright Tremaine’s Consumer Financial Services group. He helps financial institutions, FinTech ventures, and technology companies navigate government investigations, supervisory examinations, and difficult regulatory issues. Bradford concentrates his practice on banking and consumer protection matters before the Bureau of Consumer Financial Protection, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve Board, the Department of Justice, and state regulatory authorities.

Bradford also helps clients with product design and ongoing compliance risk management across a range of consumer credit products. Whether a product presents novel issues under Regulation Z; new applications of E-SIGN requirements; sensitive military lending questions; UDAAP concerns; or other consumer protection issues, clients have sought Bradford’s counsel for his careful but pragmatic approach.

In addition, Bradford has assisted banks in managing their prudential regulatory affairs, including charter and licensing; bank powers and activities; affiliate transactions; controlling and non-controlling investments; confidential supervisory information; and third-party risk management and outsourcing.