Bradford Hardin

Bradford Hardin is a versatile banking and financial services lawyer who guides his clients through pressing issues with a governmental dimension. As the co-leader of the Supervision, Enforcement, and Litigation practice within Davis Wright Tremaine's Consumer Financial Services group, he has assisted with high-risk examinations, navigated numerous enforcement investigations at the state and federal levels, and successfully handled litigation against the government for some of the world's leading financial services firms.

Bradford also counsels clients on regulatory compliance, particularly for issues that present heightened reputational, enforcement, or litigation risk. Whether a product presents novel issues under Regulation Z; new applications of E-SIGN requirements; sensitive military lending questions; UDAAP concerns; or other consumer protection issues, clients have sought Bradford's counsel for his careful but pragmatic approach. In many cases, Bradford has helped clients manage the consequences of past errors, including development of supportive arguments, customer remediation programs, and self-disclosures.

Long active across Washington's legal and policy community, Bradford has also assisted banks in managing their prudential regulatory affairs, including charter and licensing; bank powers and activities; affiliate transactions; controlling and non-controlling investments; confidential supervisory information; and third-party risk management and outsourcing, among others.