Thomas C. Kost

Thomas Kost draws on his experience as a regulator to guide financial services companies through high-stakes enforcement and supervisory matters, litigation, and compliance challenges. A former staff attorney with the FTC's Bureau of Consumer Protection, Thomas has extensive experience handling all aspects of complex governmental investigations and litigation involving a wide variety of consumer financial laws. He uses that insight to create a clear roadmap for clients to follow when issues arise and counsels them on the best way to address business concerns throughout the process. He also provides practical advice to clients seeking to mitigate enforcement and litigation risk proactively.

Thomas's experience spans a range of traditional and emerging financial products and services. While with the FTC, Thomas helped develop the agency's enforcement strategy relating to small business financing. In private practice, he has represented banks, card issuers, and non-bank financial services providers in matters involving retail deposit products, overdraft services, mortgage lending and servicing, credit cards, and prepaid cards.

Thomas shares the firm's commitment to providing pro bono legal services. He has represented clients in litigation involving prisoners' rights and equitable school funding.