Lenora "Mimi" Lynham

Lenora "Mimi" Lynham is a financial services attorney who focuses on consumer financial protection, data privacy, and fintech issues. She assists a range of clients on regulatory and compliance matters at both federal and state levels.

Mimi's work includes leading money transmitter licensing efforts and conducting 50-state compliance reviews for earned wage access providers, lenders, and payment companies. She advises on regulatory diligence for bank mergers to ensure compliance with state laws and supports financial institutions in supervisory matters, rulemaking, and enforcement interactions with federal and state regulators and state-level financial oversight bodies. Mimi also represents clients in enforcement actions, including matters involving money transmission licensing and lending activities.

Mimi understands the nuances of financial services regulation, leveraging cross-disciplinary experience to help traditional financial institutions and emerging fintechs alike on consumer protection laws including the Dodd-Frank Act (UDAAP), Electronic Fund Transfer Act (EFTA), Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), and anti-money laundering laws (BSA and AML), as well as data privacy and cybersecurity laws including GLBA, CCPA, and TCPA.

Prior to joining DWT, Mimi interned in the U.S. Department of Health and Human Services' Office of the General Counsel and for the Hon. Richard J. Leon in the U.S. District Court, District of Columbia.