CDIA Connect is coming to the Grand Hyatt Washington from May 6th to May 8th in Washington, D.C.! CDIA Connect is more than just an annual conference—it's a pivotal event that advances the industry by addressing its most pressing challenges and opportunities while bringing every facet of the industry together. Attendees will gain unparalleled insights into emerging trends, regulatory changes, and best practices, empowering them to make informed decisions and shape the future of consumer data industry.
On May 7, Partner Melissa Baal Guidorizzi will join the panel "Back from the Dead: The Impacts of the Renewed Section 1033 Rulemaking on the Credit Reporting Industry." This session will explore the evolution of the existing Rule, its historical impact on consumer reporting agencies (CRAs), and the key questions raised in the reopened rulemaking process. This session will examine where the regulation may be headed, with particular focus on the potential narrowing of authorized third‑party access and the resulting implications for Fair Credit Report Act (FCRA) coverage. We will also discuss how data aggregators' access to bank transaction data may affect their regulatory status as CRAs, and the broader regulatory risks, benefits, and uncertainties facing both CRAs and users of consumer reports.
Building on this foundation, the panelists will address how Section 1033 is reshaping transaction‑level data flows across the financial, data, and payments ecosystem. The conversation will include how data aggregators should begin preparing for potential FCRA compliance obligations, and how the convergence of crypto, data access, and payments innovation will influence market structure and regulatory expectations moving forward.
On May 8, Partner Brian Hurh will join the panel "Smarter Systems, Safer Customers: Using Data + Technology to Power Modern Fraud Prevention." Accurate, high‑integrity consumer data is the backbone of modern fraud prevention—and a critical requirement for compliance with the Fair Credit Reporting Act (FCRA), Gramm‑Leach‑Bliley Act (GLBA), and emerging state data‑privacy laws. As financial institutions confront an unprecedented spike in synthetic identities, account takeovers, and AI‑enabled fraud, legacy systems simply can't keep up. New technologies—including predictive analytics, machine learning, and real‑time data intelligence—are giving early adopters a decisive advantage in stopping fraud before it happens.
This session will focus on how data‑driven systems and modern technology infrastructures can transform fraud detection and prevention. Experts will discuss where fraud tactics are heading, how organizations can stay ahead of competitors who are rapidly modernizing, and what institutions must do now to safeguard customers, protect their infrastructure, and maintain compliance in a fast‑evolving landscape. This session is distinct in its focus on operational fraud defense, strategic modernization, and the competitive advantage gained from next‑generation consumer data and technology.
With tailored sessions designed specifically for CDIA members, data furnishers, and attendees focused on legal risk and policy, CDIA Connect provides a unique platform for industry professionals to engage, learn, and connect.