Kristal Rovira

Associate

I help clients navigate uncertainty where technology outpaces regulations.

Kristal Rovira is an associate in the Financial Services practice group, where she counsels clients on regulatory and transactional matters in the banking and payments space. Leveraging her in-house experience, Kristal counsels clients with a unique perspective and provides a holistic, problem -solving approach to complex issues.

Kristal's practice focuses on anti-money laundering, data-protection, and other compliance matters. She advises financial institutions and fintech companies on payment network rules, state and federal money transmission regulations, and consumer compliance. She also helps companies design and develop innovative financial products and services to mitigate risks as they prepare to launch.

Money transmission

Assisted fintech companies on licensing and other compliance matters under state and federal money transmitter laws and regulations.

Anti-money laundering

Advised on AML policies and programs, including training; conducted risk assessments.

Privacy and consumer protection

Counseled clients on data protection and other consumer protection matters, including state privacy laws, FTC Act, and related marketing and advertising rules.

Product development

Advised fintech company on design and development of innovative payment products and services to minimize regulatory risks.

Admitted to Practice

District of Columbia
Maryland

Education

J.D., American University Washington College of Law
- American University International Law Review
LL.M., European Union Law, Universidad Carlos III de Madrid
B.A., Government and Anthropology, University of Virginia