Our team is pleased to announce an important publication on FinTech developments and regulation in the United States. Authored by Andrew Lorentz and Thomas Kost—and drawing on contributions from many DWT colleagues—the publication provides an overview of the regulatory landscape emphasizing FinTech programs and efforts by U.S. regulators to keep pace with the opportunities and risks they present.

The publication will be especially valuable for non-U.S. FinTechs looking to enter the U.S. market who need a clear guide to the legal environment in which they will operate and for emerging U.S. FinTechs that are evaluating their deployment options for regulatory compliance. Established financial institutions should also find it helpful in navigating the evolving FinTech ecosystem.

You can view the U.S. chapter as a PDF here.

The publication forms the U.S. chapter of the recently published Global Legal Insights - Fintech 2021, 3rd Ed. and draws on the expertise of numerous members of DWT's integrated, cross-functional FinTech team of financial services, technology, privacy, enforcement, litigation, and corporate lawyers. With a 360-degree perspective developed from representation of traditional financial institutions and FinTech firms, as well as our lawyers' experience as former regulators, DWT is uniquely positioned to help our clients identify and navigate the competitive, regulatory, technological, and enforcement trends driving financial services innovation and disruption in the United States.

The authors would like to thank the following individuals for their invaluable contributions to this chapter: Amit Aulakh, Rachel Block, Matthew Bornfreund, Jonathan Engel, Bradford Hardin, Brian Hurh, Kevin Petrasic, Kaj Rozga, Bill Schuerman, Dsu-Wei Yuen, and Rich Zukowsky.

About the publication

GLI – Fintech 2021 is a U.K.-based online guide to key FinTech developments across the globe. Each chapter covers approaches and developments, FinTech offerings, related technology, regulatory bodies, key regulations and restrictions, and cross-border business considerations for 26 jurisdictions. The guide is free to read online and for registered users to download in PDF format from www.globallegalinsights.com.